{"id":11372,"date":"2026-03-12T10:46:18","date_gmt":"2026-03-12T08:46:18","guid":{"rendered":"https:\/\/laenud.ee\/?page_id=11372"},"modified":"2026-04-01T15:06:00","modified_gmt":"2026-04-01T12:06:00","slug":"kellalaen-eraklient","status":"publish","type":"page","link":"https:\/\/laenud.ee\/en\/kellalaen-eraklient\/","title":{"rendered":"Watch loan"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"11372\" class=\"elementor elementor-11372\" data-elementor-settings=\"{&quot;ha_cmc_init_switcher&quot;:&quot;no&quot;}\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-61601c3 elementor-section-full_width elementor-section-height-min-height elementor-section-items-stretch elementor-section-content-middle pylon-column-stretched-none elementor-section-height-default\" data-id=\"61601c3\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-bfd9a9a\" data-id=\"bfd9a9a\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4907795 elementor-widget elementor-widget-global elementor-global-9353 elementor-widget-heading\" data-id=\"4907795\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Laen k\u00e4ekella tagatisel<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-314c021 elementor-widget elementor-widget-global elementor-global-9356 elementor-widget-text-editor\" data-id=\"314c021\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><p>Laenusumma 3000 \u2013 50 000 \u20ac<\/p><\/li><li><p>Kuni 60% tagatise v\u00e4\u00e4rtusest<\/p><\/li><li><p>Intress alates 2% kuus<\/p><\/li><li><p>Laenuperiood 1 \u2013 12 kuud<\/p><\/li><li><p>Tagatiseks k\u00e4ekellad v\u00e4\u00e4rtusega alates 5000\u20ac<\/p><\/li><li><p>Vastus 1 t\u00f6\u00f6p\u00e4eva jooksul<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-b8e4c6f pylon-column-stretched-none elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b8e4c6f\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7c4da70\" data-id=\"7c4da70\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-82fb8f9 elementor-widget elementor-widget-spacer\" data-id=\"82fb8f9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bde58e4 elementor-widget elementor-widget-html\" data-id=\"bde58e4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n\r\n\r\n<div class=\"t3-wrapper\"> <!-- Need this wrapper for off-canvas menu. Remove if you don't use of-canvas -->\r\n\r\n\t<!-- SPOTLIGHT 2 -->\r\n\t<div class=\"wrap t3-sl t3-sl-2\">\r\n    <div class=\"container\">\r\n  \t\t\t<!-- SPOTLIGHT -->\r\n\t<div class=\"t3-spotlight t3-spotlight-2  row\">\r\n\t\t\t\t\t<div class=\"col\">\r\n\t\t\t\t\t\t\t\t<div class=\"t3-module module \" id=\"Mod233\"><div class=\"module-inner\">\r\n                                    <div class=\"module-ct\"><div class=\"gbs3\">\r\n                                        <form action=\"https:\/\/laenud.ee\/?chronoform=laenudvorm&event=submit\" enctype=\"multipart\/form-data\" method=\"post\" name=\"laenudvorm\" id=\"chronoform-laenudvorm\" class=\"chronoform form-horizontal\">\r\n                                         \r\n                                        \r\n                                            <div class=\"chronoform-container\" id=\"chronoform-container-11 mobile-top\" style=\"float:left; width:60%\">\r\n                                                <div class=\"hidden form-group gcore-form-row\" id=\"form-row-dropdown_laen\">\r\n                                                    <div class=\"gcore-input gcore-display-table\" id=\"fin-dropdown_laen\">\r\n                                                        <select name=\"laenuvalik\" id=\"dropdown_laen\" size=\"\" class=\"laenuinput validate['required'] form-control A\" title=\"\" style=\"\" data-load-state=\"\" data-tooltip=\"\">\r\n                                                          \r\n                                                            <option value=\"pl\">Mootors\u00f5iduki pandilaen<\/option>\r\n                                                        <\/select>\r\n                                                    <\/div>\r\n                                                <\/div>\r\n\r\n\r\n                                                \t<!-- MOOTORS\u00d5IDUKIALAEN -->\r\n\r\n                                                <div class=\"form-group gcore-form-row\" id=\"form-row-pl_summa\">\r\n                                                    <div class=\"top_label\">\r\n                                                        <span class=\"inline\"><label for=\"pl_summa\" class=\"control-label gcore-label-left\">Laenusumma<\/label> <\/span>\r\n                                                        <span class=\"inline summa\"><p id=\"rangeValue\">3000<\/p><\/span>   EUR\r\n                                                    <\/div>\r\n                                                    \r\n                                                        <div class=\"gcore-input gcore-display-table\" id=\"fin-pl_summa\">\r\n                                                        <input type=\"range\" min=\"3000\" max=\"50000\" value=\"500\" step=\"1000\" id=\"pl_summa\" size=\"\" class=\"slider form-range laenuinput validate['required'] form-control A\" title=\"\" style=\"\" data-load-state=\"\" data-tooltip=\"\" oninput=\"rangeValue.innerText = this.value\">\r\n                                                        \t<div class=\"bottom_labels\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t    <div class=\"left_label\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t        <p>3 000<\/p>\r\n\t\t\t\t\t\t\t\t\t\t\t\t    <\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t    <div class=\"right_label\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t        <p>50 000<\/p>\r\n\t\t\t\t\t\t\t\t\t\t\t\t    <\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n                                                        \r\n                                                        <\/div>\r\n                                                    <\/div>\r\n\r\n                                                    <!-- periood aastad -->\r\n\r\n                                                    <div class=\"form-group gcore-form-row\" id=\"form-row-pl_periood\" style=\"padding-top:4rem;\">\r\n                                                       <div class=\"top_label\">\r\n                                                        <span class=\"inline\"><label for=\"pl_summa\" class=\"control-label gcore-label-left\">Laenuperiood (kuudes)<\/label> <\/span>\r\n                                                        <span class=\"inline summa\"><p id=\"period\">1<\/p><\/span>\r\n                                                    <\/div>\r\n                                                        <div class=\"gcore-input gcore-display-table\" id=\"fin-pl_periood\">\r\n                                                        <input type=\"range\" min=\"1\" max=\"60\" value=\"1\" id=\"pl_periood\"  size=\"\" class=\"slider form-range laenuinput validate['required'] form-control A\" title=\"\" style=\"\" data-load-state=\"\" data-tooltip=\"\" oninput=\"period.innerText = this.value\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"bottom_labels\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t    <div class=\"left_label\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t        <p>1 kuu<\/p>\r\n\t\t\t\t\t\t\t\t\t\t\t\t    <\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t    <div class=\"right_label\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t        <p>12 kuud<\/p>\r\n\t\t\t\t\t\t\t\t\t\t\t\t    <\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n                                                        <\/div>\r\n                                                    <\/div>\r\n                                                        \r\n\r\n                                                <input name=\"hidden86\" id=\"hidden86\" value=\"\" type=\"hidden\" class=\"form-control A\" \/>\r\n                                                <!--This is a comment. Comments are not displayed in the browser\r\n                                                <div class=\"form-group gcore-form-row\" id=\"form-row-custom2\">\r\n                                                    <div class=\"gcore-input gcore-display-table\" id=\"fin-custom2\">Aastane krediidikulukuse m\u00e4\u00e4r \r\n                                                        <div id=\"id=\"kv_summa\" size=\"\" class=\"laenuinput validate['required'] form-control A\" title=\"\" style=\"\" data-load-state=\"\" data-tooltip=\"\"\">0%\r\n\r\n                                                        <\/div>\r\n                                                    <\/div>\r\n                                                <\/div>\r\n                                                -->\r\n                                            <\/div>\r\n                                            <div class=\"chronoform-container mobile-bottom\" id=\"chronoform-container-19\" style=\"float:left; width:40%\">\r\n                                                <div class=\"form-group gcore-form-row\" id=\"form-row-custom3\">\r\n                                                    <div class=\"gcore-input gcore-display-table\" id=\"fin-custom3\">\r\n                                                        <p id=\"kuumakse_al\" style=\"text-align: center;\"> Kuumakse alates:<\/p>\r\n                                                        <p id=\"laenu_total\" style=\"text-align: center;\">00.00\u20ac<\/p>\r\n                                                    <\/div>\r\n                                                <\/div>\r\n                                                <div class=\"form-group gcore-form-row\" id=\"form-row-show_type\">\r\n                                                    <div class=\"gcore-input gcore-display-table\" id=\"fin-show_type\">\r\n                                                        <div class=\"gcore-single-column\" id=\"fclmn\" style=\"padding-left:6rem;\">\r\n                                                            <div class=\"gcore-radio-item\" id=\"fitem1\">\r\n                                                                <input name=\"radio21\" id=\"show_type1\" value=\"1\" class=\"laenuinput A\" title=\"\" style=\"\" data-load-state=\"\" data-tooltip=\"\" type=\"radio\"  checked=\"checked\"\/>\r\n                                                                <label class=\"control-label gcore-label-checkbox\" for=\"show_type1\">Bullet-graafik<\/label>\r\n                                                            <\/div>\r\n                                                            <div class=\"gcore-radio-item\" id=\"fitem\">\r\n                                                                <input name=\"radio21\" id=\"show_type\" value=\"0\" class=\" laenuinput A\" title=\"\" style=\"\" data-load-state=\"\" data-tooltip=\"\" type=\"radio\" \/>\r\n                                                                <label class=\"control-label gcore-label-checkbox\" for=\"show_type\">Annuiteetgraafik<\/label>\r\n                                                            <\/div>\r\n                                                            \r\n                                                        <\/div>\r\n                                                    <\/div>\r\n                                                <\/div>\r\n                                            <\/div>\r\n                                           \r\n                                        <\/form>\r\n                                       \r\n                                    <\/div>\r\n                                <\/div>\r\n                            <\/div>\r\n                        <\/div>\r\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n<!-- SPOTLIGHT -->\r\n    <\/div>\r\n\t<\/div>\r\n<\/div>\r\n\r\n<script>\r\n\/** CONFIGURATION **\/\r\nvar loan_amounts = {\r\n    \"kv\": {1: {3000:2.5,10000:2.3,25000:2}},\r\n    \"pl\": {1: {3000:2.5,10000:2.3,25000:2}}\r\n}\r\n\r\n\/**\r\n * Loan Calculator\r\n * @param amount\r\n * @param period\r\n * @param logic\r\n * @returns {{price: number, bullet: number, credit: number}}\r\n *\/\r\nfunction loanCalculator(amount, period, logic) {\r\n    \/** LOGIC **\/\r\n    let avans = true;\r\n    let a = true;\r\n    let b = true;\r\n    let rate = 0;\r\n    Object.keys(logic).sort(function (a, b) {\r\n        return b - a;\r\n    }).forEach(function (i) {\r\n        if (i <= period && a) {\r\n            Object.keys(logic[i]).sort(function (a, b) {\r\n                return b - a;\r\n            }).forEach(function (s) {\r\n                if (s <= Number(amount) && b) {\r\n                    rate = logic[i][s] \/ 100;\r\n                    b = false;\r\n                }\r\n            });\r\n            a = false;\r\n        }\r\n    });\r\n    let $r = 1 \/ (1 + rate);\r\n    let $div = 1 - Math.pow($r, period);\r\n    if (avans) {\r\n        $div *= $r;\r\n    }\r\n    let price_to_pay = amount * (1 - $r) \/ $div;\r\n    return {\r\n        price: Math.round(price_to_pay * 100) \/ 100,\r\n        bullet: Math.round(amount * rate * 100) \/ 100,\r\n       \/\/ credit: creditCalculation(amount, price_to_pay, period)\r\n    }\r\n}\r\n\r\n\/**\r\n * Calculate Credit\r\n * @param i\r\n * @param o\r\n * @param u\r\n * @returns {number}\r\n *\/\r\nfunction creditCalculation(i, o, u) {\r\n    let a = 0, f = 1.0001, l = 0, c = 0, h = 0;\r\n    do {\r\n        l = o * (Math.pow(f, u + 1) - f) \/ (f - 1) + a * Math.pow(f, u) - i;\r\n        c = o * (u * Math.pow(f, u + 1) - (u + 1) * Math.pow(f, u) + 1) \/ Math.pow(f - 1, 2) + u * a * Math.pow(f, u - 1);\r\n        h = l \/ c;\r\n        f -= h\r\n    } while (Math.abs(h) > 1e-9);\r\n    let p = Math.pow(1 \/ f, 12) - 1;\r\n    return Math.round(p * 100 * 100) \/ 100;\r\n}\r\n\r\n\/**\r\n * Run Calculator\r\n *\/\r\nfunction runCalculator() {\r\n    \/** INPUTS **\/\r\n    let type = \"kv\";\/\/jQuery('#dropdown_laen').val();\r\n    let element_total = jQuery('#laenu_total');\r\n    let element_credit = jQuery('#kred_maar');\r\n    let is_bullet = (!jQuery('#show_type').is(':checked'))\r\n    let amount = Number(jQuery('#pl_summa').val());\r\n    let period = Number(jQuery('#pl_periood').val());\r\n\r\n    \/** CALCULATE **\/\r\n    let result = loanCalculator(amount, period, loan_amounts[type]);\r\n\r\n    \/** PRINT **\/\r\n    let price = result.price;\r\n    if (is_bullet) {\r\n        price = result.bullet;\r\n    }\r\n    element_total.html(price + ' EUR');\r\n   \/\/ element_credit.html(result.credit + ' %');\r\n}\r\n\r\n\/**\r\n * LIVE\r\n *\/\r\njQuery(function () {\r\n    runCalculator();\r\n    jQuery('.laenuinput').on('input', function () {\r\n        runCalculator();\r\n    });\r\n});\r\n\r\n\r\n\r\n\r\n<\/script>\r\n\r\n\r\n\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-95b7ad8 elementor-absolute eael-tooltip-align-left elementor-widget elementor-widget-eael-tooltip\" data-id=\"95b7ad8\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"eael-tooltip.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<div class=\"eael-tooltip\">\n\t\t\t\t\t<span class=\"eael-tooltip-content\" tabindex=\"0\" aria-describedby=\"tooltip-text-95b7ad8\">\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"hm hm-info\"><\/i>\t\t\t<\/span>\n  \t\t\t<span id=\"tooltip-text-95b7ad8\" class=\"eael-tooltip-text eael-tooltip-right\" role=\"tooltip\"><p>Bullet-graafiku puhul tasutakse igakuiselt ainult intressi ning p\u00f5hiosa tagastatakse laenuperioodi l\u00f5pus.<\/p><\/span>\n  \t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0f5d576 elementor-absolute eael-tooltip-align-left elementor-widget elementor-widget-eael-tooltip\" data-id=\"0f5d576\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"eael-tooltip.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<div class=\"eael-tooltip\">\n\t\t\t\t\t<span class=\"eael-tooltip-content\" tabindex=\"0\" aria-describedby=\"tooltip-text-0f5d576\">\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"hm hm-info\"><\/i>\t\t\t<\/span>\n  \t\t\t<span id=\"tooltip-text-0f5d576\" class=\"eael-tooltip-text eael-tooltip-right\" role=\"tooltip\"><p>Annuiteetgraafiku puhul tasutakse igakuiselt makset, mis sisaldab p\u00f5hiosa ja intressi.<\/p><\/span>\n  \t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8fdabd3 elementor-hidden-mobile elementor-hidden-mobile_extra elementor-widget elementor-widget-text-editor\" data-id=\"8fdabd3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"bottom-space\">Arvutus on ligikaudne ja v\u00f5ib erineda Sulle pakutavatest tingimustest.<\/p><p>Personaalse pakkumise saamiseks esita palun laenutaotlus.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c1d1ff5 elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-widescreen elementor-widget elementor-widget-text-editor\" data-id=\"c1d1ff5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"bottom-space\">Arvutus on ligikaudne ja v\u00f5ib erineda Sulle pakutavatest tingimustest. Personaalse pakkumise saamiseks esita palun laenutaotlus.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-4db087b pylon-column-stretched-none elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4db087b\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6d666b4\" data-id=\"6d666b4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-21cef4c7 pylon-column-stretched-none elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"21cef4c7\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-63733b63\" data-id=\"63733b63\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7cc51a5 elementor-widget elementor-widget-global elementor-global-9389 elementor-widget-pylon_title\" data-id=\"7cc51a5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pylon_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div class=\"pylon-title\">\r\n            <div class=\"block-title\">\r\n                <p class=\"small-title\">Alusta siit<\/p>\r\n            <h2 class=\"title-block\">Pandilaen k\u00e4ekella tagatisel<\/h2>\r\n                        <\/div>\r\n                                <\/div>\r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-36f296c7 pylon-column-stretched-none elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"36f296c7\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-3d40d030\" data-id=\"3d40d030\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cd7fe8f elementor-widget elementor-widget-global elementor-global-9393 elementor-widget-text-editor\" data-id=\"cd7fe8f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Laenu tagatiseks sobivad nii meeste kui naiste \u00a0tunnustatud br\u00e4ndide, k\u00e4ekellad nagu Patek Philippe, Audemars Piguet, Vacheron Constantin, Cartier, Rolex, Hublot, jms.<\/p><p>Klient t\u00e4idab laenutaotluse, lisades tagatise andmed ja fotod. P\u00e4rast taotluse l\u00e4bivaatamist teostatakse tagatise esialgne hindamine ning esitatakse kliendile laenutingimuste pakkumine. Kui tingimused sobivad, annab klient \u00fcle pandieseme. Seej\u00e4rel teostatakse l\u00f5plik kontroll ja kinnitatakse tagatise v\u00e4\u00e4rtus, mille j\u00e4rel s\u00f5lmitakse kliendiga laenuleping ning kantakse \u00fcle laenusumma.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-3ac7c36 pylon-column-stretched-none elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3ac7c36\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-09838c3\" data-id=\"09838c3\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8ed14da elementor-widget__width-auto elementor-widget elementor-widget-global elementor-global-9396 elementor-widget-text-editor\" data-id=\"8ed14da\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h6><img decoding=\"async\" class=\"alignnone wp-image-7809\" src=\"https:\/\/laenud.ee\/wp-content\/uploads\/2023\/02\/\ud83e\udd86-icon-_check-circle_cheeck.svg\" alt=\"\" width=\"15\" height=\"15\" \/><span style=\"color: #b0c2d7; font-weight: 400;\">\u00a0 Vaba tagasimaksega bullet-graafiku v\u00f5imalus<\/span><\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fc804b8 elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-absolute eael-tooltip-align-left elementor-widget elementor-widget-global elementor-global-9399 elementor-widget-eael-tooltip\" data-id=\"fc804b8\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"eael-tooltip.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<div class=\"eael-tooltip\">\n\t\t\t\t\t<span class=\"eael-tooltip-content\" tabindex=\"0\" aria-describedby=\"tooltip-text-fc804b8\">\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-question-circle\"><\/i>\t\t\t<\/span>\n  \t\t\t<span id=\"tooltip-text-fc804b8\" class=\"eael-tooltip-text eael-tooltip-top\" role=\"tooltip\"><p>Kuni 10 000 euro suuruste laenude puhul v\u00f5ib klient lepingust tuleneval intressimakse kuup\u00e4eval tagastada ka p\u00f5hisummat vabalt valitud mahus.<\/p><\/span>\n  \t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b3945fb elementor-widget__width-auto elementor-widget elementor-widget-global elementor-global-9402 elementor-widget-text-editor\" data-id=\"b3945fb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h6><img decoding=\"async\" class=\"alignnone wp-image-7809\" src=\"https:\/\/laenud.ee\/wp-content\/uploads\/2023\/02\/\ud83e\udd86-icon-_check-circle_cheeck.svg\" alt=\"\" width=\"15\" height=\"15\" \/><span style=\"color: #b0c2d7; font-weight: 400;\">\u00a0 Laenu pikendamine vastavalt kliendi vajadusele (tasuta)\u200b<\/span><\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d5fe927 elementor-widget__width-auto elementor-widget elementor-widget-global elementor-global-9405 elementor-widget-text-editor\" data-id=\"d5fe927\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h6><img decoding=\"async\" class=\"alignnone wp-image-7809\" src=\"https:\/\/laenud.ee\/wp-content\/uploads\/2023\/02\/\ud83e\udd86-icon-_check-circle_cheeck.svg\" alt=\"\" width=\"15\" height=\"15\" \/><span style=\"color: #b0c2d7; font-weight: 400;\">\u00a0 Finantseerime v\u00f5imalikult suure osa tagatise v\u00e4\u00e4rtusest\u200b<\/span><\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d9d4fd5 elementor-widget__width-auto elementor-widget elementor-widget-global elementor-global-9408 elementor-widget-text-editor\" data-id=\"d9d4fd5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h6><img decoding=\"async\" class=\"alignnone wp-image-7809\" src=\"https:\/\/laenud.ee\/wp-content\/uploads\/2023\/02\/\ud83e\udd86-icon-_check-circle_cheeck.svg\" alt=\"\" width=\"15\" height=\"15\" \/><span style=\"color: #b0c2d7; font-weight: 400;\">\u00a0 Krediidiliini loomise v\u00f5imalus\u200b<\/span><\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fcec47a elementor-widget__width-auto eael-tooltip-align-mobile-left elementor-widget-mobile__width-initial eael-tooltip-align-left elementor-widget elementor-widget-global elementor-global-9411 elementor-widget-eael-tooltip\" data-id=\"fcec47a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"eael-tooltip.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<div class=\"eael-tooltip\">\n\t\t\t\t\t<span class=\"eael-tooltip-content\" tabindex=\"0\" aria-describedby=\"tooltip-text-fcec47a\">\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-question-circle\"><\/i>\t\t\t<\/span>\n  \t\t\t<span id=\"tooltip-text-fcec47a\" class=\"eael-tooltip-text eael-tooltip-top\" role=\"tooltip\"><p>Laenu on v\u00f5imalik v\u00e4ljastada mitmes osas, erinevatel aegadel.<\/p><\/span>\n  \t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c2c9113 elementor-widget__width-auto elementor-widget elementor-widget-global elementor-global-9414 elementor-widget-text-editor\" data-id=\"c2c9113\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h6><img decoding=\"async\" class=\"alignnone wp-image-7809\" src=\"https:\/\/laenud.ee\/wp-content\/uploads\/2023\/02\/\ud83e\udd86-icon-_check-circle_cheeck.svg\" alt=\"\" width=\"15\" height=\"15\" \/><span style=\"color: #b0c2d7; font-weight: 400;\">\u00a0 Ei n\u00f5ua liigseid dokumente, laenu saamine on lihtne ja kiire\u200b<\/span><\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9f96d3a elementor-widget elementor-widget-global elementor-global-9417 elementor-widget-button\" data-id=\"9f96d3a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#taotlus\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">T\u00e4ida taotlus<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0345aa6 elementor-widget elementor-widget-global elementor-global-9420 elementor-widget-text-editor\" data-id=\"0345aa6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tSuurema tehingumahu ja erisoovide puhul v\u00f5ta meiega \u00fchendust <a href=\"https:\/\/laenud.ee\/kontakt\/\"><span class=\"blueLink\"  style=\"text-decoration: underline; color: #b0c2d7;\">siin<\/span><\/a>.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-4759ae73 blue-right\" data-id=\"4759ae73\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-458977f elementor-widget elementor-widget-global elementor-global-9374 elementor-widget-pylon_title\" data-id=\"458977f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pylon_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div class=\"pylon-title\">\r\n            <div class=\"block-title\">\r\n                \r\n            <h2 class=\"title-block\">Neli lihtsat sammu<\/h2>\r\n                        <\/div>\r\n                                <\/div>\r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6c965ad elementor-widget elementor-widget-global elementor-global-9377 elementor-widget-pylon_contentlist\" data-id=\"6c965ad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pylon_contentlist.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div class=\"trusted-company__box text-left\">\r\n            <span>1<\/span>\r\n            <p class=\"pylon-contact-num-list\">Klient t\u00e4idab laenutaotluse ning edastab esialgse info ja fotod tagatiseks pakutava kella kohta.<\/p>\r\n                    <\/div>\r\n\r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-14bb13c elementor-widget elementor-widget-global elementor-global-9380 elementor-widget-pylon_contentlist\" data-id=\"14bb13c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pylon_contentlist.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div class=\"trusted-company__box text-left\">\r\n            <span>2<\/span>\r\n            <p class=\"pylon-contact-num-list\">Tutvume saadetud infoga ja teeme kliendile personaalse laenupakkumise.<\/p>\r\n                    <\/div>\r\n\r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1bf74ca elementor-widget elementor-widget-global elementor-global-9383 elementor-widget-pylon_contentlist\" data-id=\"1bf74ca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pylon_contentlist.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div class=\"trusted-company__box text-left\">\r\n            <span>3<\/span>\r\n            <p class=\"pylon-contact-num-list\">Seej\u00e4rel annab klient pandieseme \u00fcle. Kontrollime kella seisukorda ja kinnitame selle v\u00e4\u00e4rtuse. <\/p>\r\n                    <\/div>\r\n\r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4892976 elementor-widget elementor-widget-global elementor-global-9386 elementor-widget-pylon_contentlist\" data-id=\"4892976\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pylon_contentlist.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div class=\"trusted-company__box text-left\">\r\n            <span>4<\/span>\r\n            <p class=\"pylon-contact-num-list\">S\u00f5lmime lepingu ja kanname laenusumma kliendi pangakontole.<\/p>\r\n                    <\/div>\r\n\r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-1f2b536 pylon-column-stretched-none elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1f2b536\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9ba97f7\" data-id=\"9ba97f7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e82a916 elementor-widget elementor-widget-spacer\" data-id=\"e82a916\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-bd720ee pylon-column-stretched-none elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"bd720ee\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b7fad6c\" data-id=\"b7fad6c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e2e1673 elementor-widget elementor-widget-menu-anchor\" data-id=\"e2e1673\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"taotlus\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7060f0a elementor-widget elementor-widget-menu-anchor\" data-id=\"7060f0a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"tida\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-936ff95 elementor-widget elementor-widget-heading\" data-id=\"936ff95\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">T\u00e4ida taotlus<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0c699d1 elementor-tabs-alignment-center elementor-tabs-view-horizontal elementor-widget elementor-widget-tabs\" data-id=\"0c699d1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"tabs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-tabs\">\n\t\t\t<div class=\"elementor-tabs-wrapper\" role=\"tablist\" >\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-1301\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"true\" data-tab=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"elementor-tab-content-1301\" aria-expanded=\"false\"><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<div class=\"elementor-tabs-content-wrapper\" role=\"tablist\" aria-orientation=\"vertical\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"true\" data-tab=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"elementor-tab-content-1301\" aria-expanded=\"false\"><\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1301\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-1301\" tabindex=\"0\" hidden=\"false\"><p>\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f11410-p11372-o1\" lang=\"en-US\" dir=\"ltr\" data-wpcf7-id=\"11410\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/kellalaen-eraklient\/#wpcf7-f11410-p11372-o1\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"Contact form\" enctype=\"multipart\/form-data\" novalidate=\"novalidate\" data-status=\"init\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"11410\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.1.5\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"en_US\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f11410-p11372-o1\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"11372\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/><input type=\"hidden\" name=\"_wpcf7cf_hidden_group_fields\" value=\"[]\" \/><input type=\"hidden\" name=\"_wpcf7cf_hidden_groups\" value=\"[]\" \/><input type=\"hidden\" name=\"_wpcf7cf_visible_groups\" value=\"[]\" \/><input type=\"hidden\" name=\"_wpcf7cf_repeaters\" value=\"[]\" \/><input type=\"hidden\" name=\"_wpcf7cf_steps\" value=\"{}\" \/><input type=\"hidden\" name=\"_wpcf7cf_options\" value=\"{&quot;form_id&quot;:11410,&quot;conditions&quot;:[],&quot;settings&quot;:{&quot;animation&quot;:&quot;yes&quot;,&quot;animation_intime&quot;:200,&quot;animation_outtime&quot;:200,&quot;conditions_ui&quot;:&quot;normal&quot;,&quot;notice_dismissed&quot;:false,&quot;repeater_remove_button&quot;:&quot;bottom&quot;}}\" \/><input type=\"hidden\" name=\"_wpcf7_recaptcha_response\" value=\"\" \/>\n<\/fieldset>\n<div class=\"contact-one__form\">\n\t<div class=\"row low-gutters mb-30\">\n\t\t<div class=\"col-md-6\">\n\t\t\t<p><label>Ees- ja perenimi* <strong><\/strong><\/label><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"nimi\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"text\" name=\"nimi\" \/><\/span>\n\t\t\t<\/p>\n\t\t<\/div><!-- \/.col-md-6 -->\n\t\t<div class=\"col-md-6\">\n\t\t\t<p><label>Isikukood* <strong><\/strong><\/label><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"isikukood\"><input size=\"40\" maxlength=\"11\" minlength=\"11\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"text\" name=\"isikukood\" \/><\/span>\n\t\t\t<\/p>\n\t\t<\/div><!-- \/.col-md-6 -->\n\t\t<div class=\"col-md-6\">\n\t\t\t<p><label>Telefon*<\/label><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"phonenumber\"><input size=\"40\" maxlength=\"14\" minlength=\"7\" class=\"wpcf7-form-control wpcf7-tel wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-tel wpcf7-numbers-only1\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"tel\" name=\"phonenumber\" \/><\/span>\n\t\t\t<\/p>\n\t\t<\/div><!-- \/.col-md-6 -->\n\t\t<div class=\"col-md-6\">\n\t\t\t<p><label>Email*<\/label><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-email\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"email\" name=\"your-email\" \/><\/span>\n\t\t\t<\/p>\n\t\t<\/div><!-- \/.col-md-6 -->\n\t\t<div class=\"col-md-6\">\n\t\t\t<p><label>Soovitav laenusumma*<\/label><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"loanamount\"><input class=\"wpcf7-form-control wpcf7-number wpcf7-validates-as-required wpcf7-validates-as-number\" min=\"3000\" max=\"50000\" step=\"1000\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"number\" name=\"loanamount\" \/><\/span>\n\t\t\t<\/p>\n\t\t<\/div><!-- \/.col-md-6 -->\n\t\t<div class=\"col-md-6\">\n\t\t\t<p><label>Laenu periood kuudes*<\/label><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"loanmonth\"><select class=\"wpcf7-form-control wpcf7-select wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" name=\"loanmonth\"><option value=\"0 kuud\">0 kuud<\/option><option value=\"1 kuu\">1 kuu<\/option><option value=\"2 kuud\">2 kuud<\/option><option value=\"3 kuud\">3 kuud<\/option><option value=\"4 kuud\">4 kuud<\/option><option value=\"5 kuud\">5 kuud<\/option><option value=\"6 kuud\">6 kuud<\/option><option value=\"7 kuud\">7 kuud<\/option><option value=\"8 kuud\">8 kuud<\/option><option value=\"9 kuud\">9 kuud<\/option><option value=\"10 kuud\">10 kuud<\/option><option value=\"11 kuud\">11 kuud<\/option><\/select><\/span>\n\t\t\t<\/p>\n\t\t<\/div><!-- \/.col-md-6 -->\n\t\t<div class=\"col-md-12\">\n\t\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"graafik\"><span class=\"wpcf7-form-control wpcf7-radio\"><span class=\"wpcf7-list-item first\"><label><input type=\"radio\" name=\"graafik\" value=\"Bullet-graafik - tasutakse igakuiselt ainult intressi ning p\u00f5hiosa tagastatakse laenuperioodi l\u00f5pus\" \/><span class=\"wpcf7-list-item-label\">Bullet-graafik &#8211; tasutakse igakuiselt ainult intressi ning p\u00f5hiosa tagastatakse laenuperioodi l\u00f5pus<\/span><\/label><\/span><span class=\"wpcf7-list-item last\"><label><input type=\"radio\" name=\"graafik\" value=\"Annuiteetgraafik - tasutakse igakuiselt makset, mis sisaldab p\u00f5hiosa ja intressi\" \/><span class=\"wpcf7-list-item-label\">Annuiteetgraafik &#8211; tasutakse igakuiselt makset, mis sisaldab p\u00f5hiosa ja intressi<\/span><\/label><\/span><\/span><\/span>\n\t\t\t<\/p>\n\t\t<\/div><!-- \/.col-md-6 -->\n\t\t<div class=\"col-md-12\">\n\t\t\t<p><label>Lisa v\u00e4hemalt 2 fotot kellast ning lisafotod dokumentidest<br \/>\n(Faili t\u00fc\u00fcp: asice, pdf, doc, png, jpg, jpeg)<\/label><br \/>\n<div id=\"mfcf7_zl_multifilecontainer\"><span class=\"mfcf7-zl-multiline-sample\" style=\"display:none\"><p class=\"wpcf7-form-control-wrap multilinefile-360\"><input size=\"40\" class=\"wpcf7-form-control wpcf7-multilinefile\" multiple=\"multiple\" value=\"Lae \u00fcles failid\" aria-invalid=\"false\" type=\"file\" name=\"multilinefile-360[]\" \/> <span class=\"mfcf7-zl-multifile-name\"><\/span><a href=\"javascript:void(0);\" class=\"mfcf7_zl_delete_file\"><span class=\"delete-file\" aria-hidden=\"true\">&#x274C;<\/span><\/a><\/p><\/span><\/div><span class=\"wpcf7-form-control-wrap zl-form-control-wrap multilinefile-360\"><input size=\"40\" class=\"wpcf7-form-control wpcf7-multilinefile\" multiple=\"multiple\" value=\"Lae \u00fcles failid\" aria-invalid=\"false\" type=\"file\" name=\"multilinefile-360[]\" \/> <span class=\"mfcf7-zl-multifile-name\"><\/span><a href=\"javascript:void(0);\" class=\"mfcf7_zl_delete_file\"><span class=\"delete-file\" aria-hidden=\"true\">&#x274C;<\/span><\/a><\/span><p><label><span class=\"wpcf7-form-control-wrap\" data-name=\"multilinefile-360-zl-mfcf7-upld-btn\"><input type=\"button\" name=\"multilinefile-360-zl-mfcf7-upld-btn\" class=\"button button-primary qbutton\" id=\"mfcf7_zl_add_file\" value=\"Lae \u00fcles failid\"><\/span><\/label><\/p>\n\t\t\t<\/p>\n\t\t<\/div><!-- \/.col-md-6 -->\n\t\t<div class=\"col-md-12\">\n\t\t\t<p><label>Lisainfo<\/label><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"Lisa\"><textarea cols=\"40\" rows=\"10\" maxlength=\"2000\" class=\"wpcf7-form-control wpcf7-textarea\" aria-invalid=\"false\" name=\"Lisa\"><\/textarea><\/span>\n\t\t\t<\/p>\n\t\t<\/div><!-- \/.col-md-6 -->\n\t\t<div class=\"col-md-12\">\n\t\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"accept-this-1\"><span class=\"wpcf7-form-control wpcf7-acceptance\"><span class=\"wpcf7-list-item\"><label><input type=\"checkbox\" name=\"accept-this-1\" value=\"1\" aria-invalid=\"false\" \/><span class=\"wpcf7-list-item-label\">Annan k\u00e4esolevaga Laenud.ee-le n\u00f5usoleku p\u00e4ringute tegemiseks Krediidiinfos jt andmebaasides ning  vajadusel andmete t\u00f6\u00f6tlemiseks teenusepakkuja koost\u00f6\u00f6partneritele.*\n\n<p class=\"padding-sides\">Laenud.ee t\u00f6\u00f6tleb kliendiandmeid, sealhulgas avaldab neid volitatud t\u00f6\u00f6tlejatele ja kolmandatele isikutele ainult sellises ulatuses, mis on vajalik personaalse pakkumise tegemiseks ning edasise laenulepingu s\u00f5lmimiseks ja t\u00e4itmiseks.*<\/p><\/span><\/label><\/span><\/span><\/span>\n\t\t\t<\/p>\n\t\t<\/div><!-- \/.col-md-6 -->\n\t<\/div>\n\t<div class=\"centered\">\n\t\t<p><input class=\"wpcf7-form-control wpcf7-submit has-spinner thm-btn\" type=\"submit\" value=\"Saada\" \/>\n\t\t<\/p>\n\t<\/div>\n<\/div><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n<\/p><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-0b16d29 pylon-column-stretched-none elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0b16d29\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-80b0988\" data-id=\"80b0988\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c61a2b2 elementor-widget elementor-widget-spacer\" data-id=\"c61a2b2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-5cca5af1 pylon-column-stretched-none elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5cca5af1\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1f3db77f\" data-id=\"1f3db77f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d9bde91 elementor-widget elementor-widget-global elementor-global-9365 elementor-widget-pylon_title\" data-id=\"d9bde91\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pylon_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div class=\"pylon-title\">\r\n            <div class=\"block-title\">\r\n                <p class=\"small-title\">KKK<\/p>\r\n            <h2 class=\"title-block\">Korduma kippuvad k\u00fcsimused<\/h2>\r\n                        <\/div>\r\n                                <\/div>\r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-d943d54 pylon-column-stretched-none elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d943d54\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8ab432e\" data-id=\"8ab432e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f01b775 elementor-widget elementor-widget-accordion\" data-id=\"f01b775\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-2511\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-2511\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Kas laenu on v\u00f5imalik saada kui mul puudub kella ostuarve ja sertifikaat?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-2511\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-2511\"><p>Dokumentide puudumine ei v\u00e4lista kella sobimist laenu tagatiseks.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-2512\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-2512\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Kui ma pole kindel, kas mu pakutud k\u00e4ekell sobib tagatiseks?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-2512\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-2512\"><p>Soovitame siiski saata meile avaldus koos kella info ja fotodega. Tutvume eseme br\u00e4ndi ja seisukorraga ning teeme kindlaks, kas see sobib laenu tagatiseks.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-2513\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-2513\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Kus ja kuidas hoiustatakse mu k\u00e4ekella?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-2513\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-2513\"><p>Teie k\u00e4ekell hoitakse turvalises ja kindlustatud hoiukohas kogu laenuperioodi jooksul. Hoiustamisel j\u00e4rgime k\u00f5rgeid turvanorme, et tagada eseme t\u00e4ielik kaitse ja turvalisus.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-2514\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-2514\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Kas tagatise kontrolli k\u00e4igus tehakse mu kell lahti?            <\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-2514\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-2514\"><p>Kui on alust arvata et tegu ei pruugi olla originaal tootega siis on v\u00f5imalik, et l\u00f5plikuks kontrolliks on kell vaja avada. Sellisel juhul v\u00f5etakse eelnevalt kliendiga \u00fchendust ja koosk\u00f5lastatakse avamine. Kella avab k\u00f5rgetasemeline ekspert.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-a487685 pylon-column-stretched-none elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a487685\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-979bb3d\" data-id=\"979bb3d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Laen k\u00e4ekella tagatisel Laenusumma 3000 \u2013 50 000 \u20ac Kuni 60% tagatise v\u00e4\u00e4rtusest Intress alates 2% kuus Laenuperiood 1 \u2013 12 kuud Tagatiseks [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-11372","page","type-page","status-publish","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/laenud.ee\/en\/wp-json\/wp\/v2\/pages\/11372","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/laenud.ee\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/laenud.ee\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/laenud.ee\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/laenud.ee\/en\/wp-json\/wp\/v2\/comments?post=11372"}],"version-history":[{"count":121,"href":"https:\/\/laenud.ee\/en\/wp-json\/wp\/v2\/pages\/11372\/revisions"}],"predecessor-version":[{"id":11688,"href":"https:\/\/laenud.ee\/en\/wp-json\/wp\/v2\/pages\/11372\/revisions\/11688"}],"wp:attachment":[{"href":"https:\/\/laenud.ee\/en\/wp-json\/wp\/v2\/media?parent=11372"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}