{"id":6911,"date":"2023-01-24T10:53:07","date_gmt":"2023-01-24T10:53:07","guid":{"rendered":"https:\/\/laenud.ee\/?page_id=6911"},"modified":"2026-03-17T15:40:18","modified_gmt":"2026-03-17T13:40:18","slug":"kinnisvaralaen","status":"publish","type":"page","link":"https:\/\/laenud.ee\/en\/kinnisvaralaen\/","title":{"rendered":"Real estate loan"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"6911\" class=\"elementor elementor-6911\" data-elementor-settings=\"{&quot;ha_cmc_init_switcher&quot;:&quot;no&quot;}\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-61601c3 elementor-section-full_width elementor-section-height-min-height elementor-section-items-stretch elementor-section-content-middle pylon-column-stretched-none elementor-section-height-default\" data-id=\"61601c3\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-bfd9a9a\" data-id=\"bfd9a9a\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b60a2f3 elementor-widget elementor-widget-heading\" data-id=\"b60a2f3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Kinnisvaralaen ettev\u00f5ttele<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2890006 elementor-widget elementor-widget-text-editor\" data-id=\"2890006\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Laenusumma 10 000 &#8211; 250 000 \u20ac<\/li><li>Kuni 80% tagatise v\u00e4\u00e4rtusest<\/li><li>Intress alates 1.2% kuus<\/li><li>Lepingutasu alates 1% laenusummast<\/li><li>Laenuperiood 1 kuu &#8211; 10 aastat<\/li><li>Vastus 1 t\u00f6\u00f6p\u00e4eva jooksul<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-b8e4c6f pylon-column-stretched-none elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b8e4c6f\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7c4da70\" data-id=\"7c4da70\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-82fb8f9 elementor-widget elementor-widget-spacer\" data-id=\"82fb8f9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8f787a0 elementor-widget elementor-widget-html\" data-id=\"8f787a0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n\r\n\r\n<div class=\"t3-wrapper\"> <!-- Need this wrapper for off-canvas menu. Remove if you don't use of-canvas -->\r\n\r\n\t<!-- SPOTLIGHT 2 -->\r\n\t<div class=\"wrap t3-sl t3-sl-2\">\r\n    <div class=\"container\">\r\n  \t\t\t<!-- SPOTLIGHT -->\r\n\t<div class=\"t3-spotlight t3-spotlight-2  row\">\r\n\t\t\t\t\t<div class=\"col\">\r\n\t\t\t\t\t\t\t\t<div class=\"t3-module module \" id=\"Mod233\"><div class=\"module-inner\">\r\n                                    <div class=\"module-ct\"><div class=\"gbs3\">\r\n                                        <form action=\"https:\/\/laenud.ee\/?chronoform=laenudvorm&event=submit\" enctype=\"multipart\/form-data\" method=\"post\" name=\"laenudvorm\" id=\"chronoform-laenudvorm\" class=\"chronoform form-horizontal\">\r\n                                         \r\n                                        \r\n                                            <div class=\"chronoform-container\" id=\"chronoform-container-11 mobile-top\" style=\"float:left; width:60%\">\r\n                                                <div class=\"hidden form-group gcore-form-row\" id=\"form-row-dropdown_laen\">\r\n                                                    <div class=\"gcore-input gcore-display-table\" id=\"fin-dropdown_laen\">\r\n                                                        <select name=\"laenuvalik\" id=\"dropdown_laen\" size=\"\" class=\"laenuinput validate['required'] form-control A\" title=\"\" style=\"\" data-load-state=\"\" data-tooltip=\"\">\r\n                                                          \r\n                                                            <option value=\"pl\">Mootors\u00f5iduki pandilaen<\/option>\r\n                                                        <\/select>\r\n                                                    <\/div>\r\n                                                <\/div>\r\n\r\n\r\n                                                \t<!-- MOOTORS\u00d5IDUKIALAEN -->\r\n\r\n                                                <div class=\"form-group gcore-form-row\" id=\"form-row-pl_summa\">\r\n                                                    <div class=\"top_label\">\r\n                                                        <span class=\"inline\"><label for=\"pl_summa\" class=\"control-label gcore-label-left\">Laenusumma<\/label> <\/span>\r\n                                                        <span class=\"inline summa\"><p id=\"rangeValue\">10 000<\/p><\/span>   EUR\r\n                                                    <\/div>\r\n                                                    \r\n                                                        <div class=\"gcore-input gcore-display-table\" id=\"fin-pl_summa\">\r\n                                                        <input type=\"range\" min=\"10000\" max=\"250000\" value=\"500\" step=\"1000\" id=\"pl_summa\" size=\"\" class=\"slider form-range laenuinput validate['required'] form-control A\" title=\"\" style=\"\" data-load-state=\"\" data-tooltip=\"\" oninput=\"rangeValue.innerText = this.value\">\r\n                                                        \t<div class=\"bottom_labels\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t    <div class=\"left_label\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t        <p>10 000<\/p>\r\n\t\t\t\t\t\t\t\t\t\t\t\t    <\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t    <div class=\"right_label\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t        <p>250 000<\/p>\r\n\t\t\t\t\t\t\t\t\t\t\t\t    <\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n                                                        \r\n                                                        <\/div>\r\n                                                    <\/div>\r\n\r\n                                                    <!-- periood aastad -->\r\n\r\n                                                    <div class=\"form-group gcore-form-row\" id=\"form-row-pl_periood\" style=\"padding-top:4rem;\">\r\n                                                       <div class=\"top_label\">\r\n                                                        <span class=\"inline\"><label for=\"pl_summa\" class=\"control-label gcore-label-left\">Laenuperiood (kuudes)<\/label> <\/span>\r\n                                                        <span class=\"inline summa\"><p id=\"period\">1<\/p><\/span>\r\n                                                    <\/div>\r\n                                                        <div class=\"gcore-input gcore-display-table\" id=\"fin-pl_periood\">\r\n                                                        <input type=\"range\" min=\"1\" max=\"120\" value=\"1\" id=\"pl_periood\"  size=\"\" class=\"slider form-range laenuinput validate['required'] form-control A\" title=\"\" style=\"\" data-load-state=\"\" data-tooltip=\"\" oninput=\"period.innerText = this.value\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"bottom_labels\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t    <div class=\"left_label\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t        <p>1 kuu<\/p>\r\n\t\t\t\t\t\t\t\t\t\t\t\t    <\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t    <div class=\"right_label\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t        <p>120 kuud<\/p>\r\n\t\t\t\t\t\t\t\t\t\t\t\t    <\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n                                                        <\/div>\r\n                                                    <\/div>\r\n                                                        \r\n\r\n                                                <input name=\"hidden86\" id=\"hidden86\" value=\"\" type=\"hidden\" class=\"form-control A\" \/>\r\n                                                <!--This is a comment. Comments are not displayed in the browser\r\n                                                <div class=\"form-group gcore-form-row\" id=\"form-row-custom2\">\r\n                                                    <div class=\"gcore-input gcore-display-table\" id=\"fin-custom2\">Aastane krediidikulukuse m\u00e4\u00e4r \r\n                                                        <div id=\"id=\"kv_summa\" size=\"\" class=\"laenuinput validate['required'] form-control A\" title=\"\" style=\"\" data-load-state=\"\" data-tooltip=\"\"\">0%\r\n\r\n                                                        <\/div>\r\n                                                    <\/div>\r\n                                                <\/div>\r\n                                                -->\r\n                                            <\/div>\r\n                                            <div class=\"chronoform-container mobile-bottom\" id=\"chronoform-container-19\" style=\"float:left; width:40%\">\r\n                                                <div class=\"form-group gcore-form-row\" id=\"form-row-custom3\">\r\n                                                    <div class=\"gcore-input gcore-display-table\" id=\"fin-custom3\">\r\n                                                        <p id=\"kuumakse_al\" style=\"text-align: center;\"> Kuumakse alates:<\/p>\r\n                                                        <p id=\"laenu_total\" style=\"text-align: center;\">00.00\u20ac<\/p>\r\n                                                    <\/div>\r\n                                                <\/div>\r\n                                                <div class=\"form-group gcore-form-row\" id=\"form-row-show_type\">\r\n                                                    <div class=\"gcore-input gcore-display-table\" id=\"fin-show_type\">\r\n                                                        <div class=\"gcore-single-column\" id=\"fclmn\" style=\"padding-left:6rem;\"><div class=\"gcore-radio-item\" id=\"fitem1\">\r\n                                                                <input name=\"radio21\" id=\"show_type1\" value=\"1\" class=\"laenuinput A\" title=\"\" style=\"\" data-load-state=\"\" data-tooltip=\"\" type=\"radio\" checked=\"checked\" \/>\r\n                                                                <label class=\"control-label gcore-label-checkbox\" for=\"show_type1\">Bullet-graafik<\/label>\r\n                                                            <\/div>\r\n                                                            <div class=\"gcore-radio-item\" id=\"fitem\">\r\n                                                                <input name=\"radio21\" id=\"show_type\" value=\"0\" class=\" laenuinput A\" title=\"\" style=\"\" data-load-state=\"\" data-tooltip=\"\" type=\"radio\"  \/>\r\n                                                                <label class=\"control-label gcore-label-checkbox\" for=\"show_type\">Annuiteetgraafik<\/label>\r\n                                                            <\/div>\r\n                                                            \r\n                                                        <\/div>\r\n                                                    <\/div>\r\n                                                <\/div>\r\n                                            <\/div>\r\n                                           \r\n                                        <\/form>\r\n                                       \r\n                                    <\/div>\r\n                                <\/div>\r\n                            <\/div>\r\n                        <\/div>\r\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n<!-- SPOTLIGHT -->\r\n    <\/div>\r\n\t<\/div>\r\n<\/div>\r\n\r\n<script>\r\n\/** CONFIGURATION **\/\r\nvar loan_amounts = {\r\n    \"kv\": { 1: { 10000: 1.8, 50000: 1.6, 100000: 1.4, 175000: 1.2 }, 24: { 10000:1.7,50000:1.5,100000:1.3,175000:1.1}, 60:{ 10000:1.6,50000:1.4,100000:1.2,175000:1} },\r\n     \"pl\": {1: {5000: 2.7, 15000: 2.5, 30000: 2.2}, 12: {5000: 2.5, 15000: 2.3, 30000: 2}}\r\n   \r\n}\r\n\r\n\/**\r\n * Loan Calculator\r\n * @param amount\r\n * @param period\r\n * @param logic\r\n * @returns {{price: number, bullet: number, credit: number}}\r\n *\/\r\nfunction loanCalculator(amount, period, logic) {\r\n    \/** LOGIC **\/\r\n    let avans = true;\r\n    let a = true;\r\n    let b = true;\r\n    let rate = 0;\r\n    Object.keys(logic).sort(function (a, b) {\r\n        return b - a;\r\n    }).forEach(function (i) {\r\n        if (i <= period && a) {\r\n            Object.keys(logic[i]).sort(function (a, b) {\r\n                return b - a;\r\n            }).forEach(function (s) {\r\n                if (s <= Number(amount) && b) {\r\n                    rate = logic[i][s] \/ 100;\r\n                    b = false;\r\n                }\r\n            });\r\n            a = false;\r\n        }\r\n    });\r\n    let $r = 1 \/ (1 + rate);\r\n    let $div = 1 - Math.pow($r, period);\r\n    if (avans) {\r\n        $div *= $r;\r\n    }\r\n    let price_to_pay = amount * (1 - $r) \/ $div;\r\n    return {\r\n        price: Math.round(price_to_pay * 100) \/ 100,\r\n        bullet: Math.round(amount * rate * 100) \/ 100,\r\n       \/\/ credit: creditCalculation(amount, price_to_pay, period)\r\n    }\r\n}\r\n\r\n\/**\r\n * Calculate Credit\r\n * @param i\r\n * @param o\r\n * @param u\r\n * @returns {number}\r\n *\/\r\nfunction creditCalculation(i, o, u) {\r\n    let a = 0, f = 1.0001, l = 0, c = 0, h = 0;\r\n    do {\r\n        l = o * (Math.pow(f, u + 1) - f) \/ (f - 1) + a * Math.pow(f, u) - i;\r\n        c = o * (u * Math.pow(f, u + 1) - (u + 1) * Math.pow(f, u) + 1) \/ Math.pow(f - 1, 2) + u * a * Math.pow(f, u - 1);\r\n        h = l \/ c;\r\n        f -= h\r\n    } while (Math.abs(h) > 1e-9);\r\n    let p = Math.pow(1 \/ f, 12) - 1;\r\n    return Math.round(p * 100 * 100) \/ 100;\r\n}\r\n\r\n\/**\r\n * Run Calculator\r\n *\/\r\nfunction runCalculator() {\r\n    \/** INPUTS **\/\r\n    let type = \"kv\";\/\/jQuery('#dropdown_laen').val();\r\n    let element_total = jQuery('#laenu_total');\r\n    let element_credit = jQuery('#kred_maar');\r\n    let is_bullet = (!jQuery('#show_type').is(':checked'))\r\n    let amount = Number(jQuery('#pl_summa').val());\r\n    let period = Number(jQuery('#pl_periood').val());\r\n\r\n    \/** CALCULATE **\/\r\n    let result = loanCalculator(amount, period, loan_amounts[type]);\r\n\r\n    \/** PRINT **\/\r\n    let price = result.price;\r\n    if (is_bullet) {\r\n        price = result.bullet;\r\n    }\r\n    element_total.html(price + ' EUR');\r\n   \/\/ element_credit.html(result.credit + ' %');\r\n}\r\n\r\n\/**\r\n * LIVE\r\n *\/\r\njQuery(function () {\r\n    runCalculator();\r\n    jQuery('.laenuinput').on('input', function () {\r\n        runCalculator();\r\n    });\r\n});\r\n\r\n\r\n\r\n\r\n<\/script>\r\n\r\n\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e9043aa elementor-hidden-mobile elementor-hidden-mobile_extra elementor-widget elementor-widget-text-editor\" data-id=\"e9043aa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"bottom-space\">Arvutus on ligikaudne ja v\u00f5ib erineda Sulle pakutavatest tingimustest.<\/p>\n\nPersonaalse pakkumise saamiseks esita palun laenutaotlus.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cc4e961 elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-widescreen elementor-widget elementor-widget-text-editor\" data-id=\"cc4e961\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"bottom-space\">Arvutus on ligikaudne ja v\u00f5ib erineda Sulle pakutavatest tingimustest. Personaalse pakkumise saamiseks esita palun laenutaotlus.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-35270d0 elementor-absolute eael-tooltip-align-left elementor-widget elementor-widget-eael-tooltip\" data-id=\"35270d0\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"eael-tooltip.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<div class=\"eael-tooltip\">\n\t\t\t\t\t<span class=\"eael-tooltip-content\" tabindex=\"0\" aria-describedby=\"tooltip-text-35270d0\">\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"hm hm-info\"><\/i>\t\t\t<\/span>\n  \t\t\t<span id=\"tooltip-text-35270d0\" class=\"eael-tooltip-text eael-tooltip-right\" role=\"tooltip\"><p>Bullet-graafiku puhul tasutakse igakuiselt ainult intressi ning p\u00f5hiosa tagastatakse laenuperioodi l\u00f5pus.<\/p><\/span>\n  \t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-15fff9e elementor-absolute eael-tooltip-align-left elementor-widget elementor-widget-eael-tooltip\" data-id=\"15fff9e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"eael-tooltip.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<div class=\"eael-tooltip\">\n\t\t\t\t\t<span class=\"eael-tooltip-content\" tabindex=\"0\" aria-describedby=\"tooltip-text-15fff9e\">\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"hm hm-info\"><\/i>\t\t\t<\/span>\n  \t\t\t<span id=\"tooltip-text-15fff9e\" class=\"eael-tooltip-text eael-tooltip-right\" role=\"tooltip\"><p>Annuiteetgraafiku puhul tasutakse igakuiselt makset, mis sisaldab p\u00f5hiosa ja intressi.<\/p><\/span>\n  \t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-4db087b pylon-column-stretched-none elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4db087b\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6d666b4\" data-id=\"6d666b4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-21cef4c7 pylon-column-stretched-none elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"21cef4c7\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-63733b63\" data-id=\"63733b63\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-36f296c7 pylon-column-stretched-none elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"36f296c7\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-3d40d030\" data-id=\"3d40d030\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a96aba3 elementor-widget elementor-widget-pylon_title\" data-id=\"a96aba3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pylon_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div class=\"pylon-title\">\r\n            <div class=\"block-title\">\r\n                <p class=\"small-title\">Alusta siit<\/p>\r\n            <h2 class=\"title-block\">Laen kinnisvara tagatisel ehk h\u00fcpoteeklaen<\/h2>\r\n                        <\/div>\r\n                                <\/div>\r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-14703e6a elementor-widget elementor-widget-text-editor\" data-id=\"14703e6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Laenu tagatiseks sobivad korter, eramu, suvila, krunt, p\u00f5llumaa jt kinnistud \u00fcle Eesti.<\/p><p>Klient t\u00e4idab laenutaotluse ja lisab tagatise andmed. Peale sellega tutvumist ja tagatise hindamist, pakume kliendile v\u00e4lja laenutingimused. Kui need sobivad, saadame kliendile lepingu allkirjastamiseks, peale mida toimub h\u00fcpoteegi seadmine kinnisvarale. Notarisse tulema ei pea &#8211; tehingut saab teha ka kaugt\u00f5estuse teel.<span class=\"Apple-converted-space\">\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-abec8f7 pylon-column-stretched-none elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"abec8f7\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-9cf2df8\" data-id=\"9cf2df8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-660017b elementor-widget__width-auto elementor-widget elementor-widget-text-editor\" data-id=\"660017b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h6><img decoding=\"async\" class=\"alignnone wp-image-7809\" src=\"https:\/\/laenud.ee\/wp-content\/uploads\/2023\/02\/\ud83e\udd86-icon-_check-circle_cheeck.svg\" alt=\"\" width=\"15\" height=\"15\" \/><span style=\"color: #b0c2d7; font-weight: 400;\">\u00a0 Laenu pikendamine vastavalt kliendi vajadusele (tasuta)\u200b<\/span><\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f8073f7 elementor-widget__width-auto elementor-widget elementor-widget-text-editor\" data-id=\"f8073f7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h6><img decoding=\"async\" class=\"alignnone wp-image-7809\" src=\"https:\/\/laenud.ee\/wp-content\/uploads\/2023\/02\/\ud83e\udd86-icon-_check-circle_cheeck.svg\" alt=\"\" width=\"15\" height=\"15\" \/><span style=\"color: #b0c2d7; font-weight: 400;\">\u00a0 Finantseerime v\u00f5imalikult suure osa tagatise v\u00e4\u00e4rtusest\u200b<\/span><\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fbd1e4c elementor-widget__width-auto elementor-widget elementor-widget-text-editor\" data-id=\"fbd1e4c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h6><img decoding=\"async\" class=\"alignnone wp-image-7809\" src=\"https:\/\/laenud.ee\/wp-content\/uploads\/2023\/02\/\ud83e\udd86-icon-_check-circle_cheeck.svg\" alt=\"\" width=\"15\" height=\"15\" \/><span style=\"color: #b0c2d7; font-weight: 400;\">\u00a0 Krediidiliini loomise v\u00f5imalus\u200b<\/span><\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6e63bed elementor-widget__width-auto eael-tooltip-align-mobile-left elementor-widget-mobile__width-initial eael-tooltip-align-left elementor-widget elementor-widget-eael-tooltip\" data-id=\"6e63bed\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"eael-tooltip.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<div class=\"eael-tooltip\">\n\t\t\t\t\t<span class=\"eael-tooltip-content\" tabindex=\"0\" aria-describedby=\"tooltip-text-6e63bed\">\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-question-circle\"><\/i>\t\t\t<\/span>\n  \t\t\t<span id=\"tooltip-text-6e63bed\" class=\"eael-tooltip-text eael-tooltip-top\" role=\"tooltip\"><p>Laenu on v\u00f5imalik v\u00e4ljastada mitmes osas, erinevatel aegadel.<\/p><\/span>\n  \t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-996ff41 elementor-widget__width-auto elementor-widget elementor-widget-text-editor\" data-id=\"996ff41\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h6><img decoding=\"async\" class=\"alignnone wp-image-7809\" src=\"https:\/\/laenud.ee\/wp-content\/uploads\/2023\/02\/\ud83e\udd86-icon-_check-circle_cheeck.svg\" alt=\"\" width=\"15\" height=\"15\" \/><span style=\"color: #b0c2d7; font-weight: 400;\">\u00a0 Ei n\u00f5ua liigseid dokumente, laenu saamine on lihtne ja kiire\u200b<\/span><\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6da9973 elementor-widget elementor-widget-button\" data-id=\"6da9973\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#ari_kinnisvara\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">T\u00e4ida taotlus<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f10a3c0 elementor-widget elementor-widget-text-editor\" data-id=\"f10a3c0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tSuurema tehingumahu ja erisoovide puhul v\u00f5ta meiega \u00fchendust <a href=\"https:\/\/laenud.ee\/kontakt\/\"><span class=\"blueLink\"  style=\"text-decoration: underline; color: #b0c2d7;\">siin<\/span><\/a>.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-4759ae73 blue-right\" data-id=\"4759ae73\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0621269 elementor-widget elementor-widget-pylon_title\" data-id=\"0621269\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pylon_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div class=\"pylon-title\">\r\n            <div class=\"block-title\">\r\n                \r\n            <h2 class=\"title-block\">Neli lihtsat sammu<\/h2>\r\n                        <\/div>\r\n                                <\/div>\r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2400bdfc elementor-widget elementor-widget-pylon_contentlist\" data-id=\"2400bdfc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pylon_contentlist.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div class=\"trusted-company__box text-left\">\r\n            <span>1<\/span>\r\n            <p class=\"pylon-contact-num-list\">Klient t\u00e4idab taotluse<\/p>\r\n                    <\/div>\r\n\r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6e249416 elementor-widget elementor-widget-pylon_contentlist\" data-id=\"6e249416\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pylon_contentlist.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div class=\"trusted-company__box text-left\">\r\n            <span>2<\/span>\r\n            <p class=\"pylon-contact-num-list\">Tutvume taotlusega, hindame kinnisvara  ja pakume v\u00e4lja tingimused<\/p>\r\n                    <\/div>\r\n\r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-477b465f elementor-widget elementor-widget-pylon_contentlist\" data-id=\"477b465f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pylon_contentlist.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div class=\"trusted-company__box text-left\">\r\n            <span>3<\/span>\r\n            <p class=\"pylon-contact-num-list\">Toimub lepingu allkirjastamine ja h\u00fcpoteegi seadmine<\/p>\r\n                    <\/div>\r\n\r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1c3f2937 elementor-widget elementor-widget-pylon_contentlist\" data-id=\"1c3f2937\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pylon_contentlist.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div class=\"trusted-company__box text-left\">\r\n            <span>4<\/span>\r\n            <p class=\"pylon-contact-num-list\">Kanname kliendile \u00fcle laenusumma<\/p>\r\n                    <\/div>\r\n\r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-1f2b536 pylon-column-stretched-none elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1f2b536\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9ba97f7\" data-id=\"9ba97f7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e82a916 elementor-widget elementor-widget-spacer\" data-id=\"e82a916\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-bd720ee pylon-column-stretched-none elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"bd720ee\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b7fad6c\" data-id=\"b7fad6c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f0b8c01 elementor-widget elementor-widget-menu-anchor\" data-id=\"f0b8c01\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"ari_kinnisvara\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e2e1673 elementor-widget elementor-widget-menu-anchor\" data-id=\"e2e1673\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"taotlus\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3e20173 elementor-widget elementor-widget-heading\" data-id=\"3e20173\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">T\u00e4ida taotlus<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-38bfb42 elementor-tabs-alignment-center elementor-tabs-view-horizontal elementor-widget elementor-widget-tabs\" data-id=\"38bfb42\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"h-tabs\" data-widget_type=\"tabs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-tabs\">\n\t\t\t<div class=\"elementor-tabs-wrapper\" role=\"tablist\" >\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-5951\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"true\" data-tab=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"elementor-tab-content-5951\" aria-expanded=\"false\"><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<div class=\"elementor-tabs-content-wrapper\" role=\"tablist\" aria-orientation=\"vertical\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"true\" data-tab=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"elementor-tab-content-5951\" aria-expanded=\"false\"><\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-5951\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-5951\" tabindex=\"0\" hidden=\"false\"><p>\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f7094-p6911-o1\" lang=\"en-US\" dir=\"ltr\" data-wpcf7-id=\"7094\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/kinnisvaralaen\/#wpcf7-f7094-p6911-o1\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"Contact form\" enctype=\"multipart\/form-data\" novalidate=\"novalidate\" data-status=\"init\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"7094\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.1.5\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"en_US\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f7094-p6911-o1\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"6911\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/><input type=\"hidden\" name=\"_wpcf7cf_hidden_group_fields\" value=\"[]\" \/><input type=\"hidden\" name=\"_wpcf7cf_hidden_groups\" value=\"[]\" \/><input type=\"hidden\" name=\"_wpcf7cf_visible_groups\" value=\"[]\" \/><input type=\"hidden\" name=\"_wpcf7cf_repeaters\" value=\"[]\" \/><input type=\"hidden\" name=\"_wpcf7cf_steps\" value=\"{}\" \/><input type=\"hidden\" name=\"_wpcf7cf_options\" value=\"{&quot;form_id&quot;:7094,&quot;conditions&quot;:[],&quot;settings&quot;:{&quot;animation&quot;:&quot;yes&quot;,&quot;animation_intime&quot;:200,&quot;animation_outtime&quot;:200,&quot;conditions_ui&quot;:&quot;normal&quot;,&quot;notice_dismissed&quot;:false,&quot;repeater_remove_button&quot;:&quot;bottom&quot;}}\" \/><input type=\"hidden\" name=\"_wpcf7_recaptcha_response\" value=\"\" \/>\n<\/fieldset>\n<div class=\"contact-one__form\">\n\t<div class=\"row low-gutters mb-30\">\n\t\t<div class=\"col-md-6\">\n\t\t\t<p><label>Ettev\u00f5tte nimi* <strong><\/strong><\/label><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"CompanyName\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"text\" name=\"CompanyName\" \/><\/span>\n\t\t\t<\/p>\n\t\t<\/div><!-- \/.col-md-6 -->\n\t\t<div class=\"col-md-6\">\n\t\t\t<p><label>Esindaja nimi* (juhatuse liige) <strong><\/strong><\/label><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"owner\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"text\" name=\"owner\" \/><\/span>\n\t\t\t<\/p>\n\t\t<\/div><!-- \/.col-md-6 -->\n\t\t<div class=\"col-md-6\">\n\t\t\t<p><label>Reg. kood*<strong><\/strong><\/label><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"RegNr\"><input size=\"40\" maxlength=\"10\" minlength=\"8\" class=\"wpcf7-form-control wpcf7-tel wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-tel wpcf7-numbers-only\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"tel\" name=\"RegNr\" \/><\/span>\n\t\t\t<\/p>\n\t\t<\/div><!-- \/.col-md-6 -->\n\t\t<div class=\"col-md-6\">\n\t\t\t<p><label>Telefon*<\/label><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"phonenumber\"><input size=\"40\" maxlength=\"14\" minlength=\"7\" class=\"wpcf7-form-control wpcf7-tel wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-tel wpcf7-numbers-only1\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"tel\" name=\"phonenumber\" \/><\/span>\n\t\t\t<\/p>\n\t\t<\/div><!-- \/.col-md-6 -->\n\t\t<div class=\"col-md-6\">\n\t\t\t<p><label>Email*<\/label><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-email\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"email\" name=\"your-email\" \/><\/span>\n\t\t\t<\/p>\n\t\t<\/div><!-- \/.col-md-6 -->\n\t\t<div class=\"col-md-6\">\n\t\t\t<p><label>Soovitav laenusumma*<\/label><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"loanamount\"><input class=\"wpcf7-form-control wpcf7-number wpcf7-validates-as-required wpcf7-validates-as-number\" min=\"10000\" max=\"250000\" step=\"10000\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"number\" name=\"loanamount\" \/><\/span>\n\t\t\t<\/p>\n\t\t<\/div><!-- \/.col-md-6 -->\n\t\t<div class=\"col-md-6\">\n\t\t\t<p><label>Laenu periood kuudes*<\/label><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"loanmonth\"><select class=\"wpcf7-form-control wpcf7-select wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" name=\"loanmonth\"><option value=\"0 kuud\">0 kuud<\/option><option value=\"1 kuu\">1 kuu<\/option><option value=\"2 kuud\">2 kuud<\/option><option value=\"3 kuud\">3 kuud<\/option><option value=\"4 kuud\">4 kuud<\/option><option value=\"5 kuud\">5 kuud<\/option><option value=\"6 kuud\">6 kuud<\/option><option value=\"7 kuud\">7 kuud<\/option><option value=\"8 kuud\">8 kuud<\/option><option value=\"9 kuud\">9 kuud<\/option><option value=\"10 kuud\">10 kuud<\/option><option value=\"11 kuud\">11 kuud<\/option><\/select><\/span>\n\t\t\t<\/p>\n\t\t<\/div><!-- \/.col-md-6 -->\n\t\t<div class=\"col-md-6\">\n\t\t\t<p><label>Laenu periood aastates*<\/label><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"loanyears\"><select class=\"wpcf7-form-control wpcf7-select wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" name=\"loanyears\"><option value=\"0 aastat\">0 aastat<\/option><option value=\"1 aasta\">1 aasta<\/option><option value=\"2 aastat\">2 aastat<\/option><option value=\"3 aastat\">3 aastat<\/option><option value=\"4 aastat\">4 aastat<\/option><option value=\"5 aastat\">5 aastat<\/option><option value=\"6 aastat\">6 aastat<\/option><option value=\"7 aastat\">7 aastat<\/option><option value=\"8 aastat\">8 aastat<\/option><option value=\"9 aastat\">9 aastat<\/option><option value=\"10 aastat\">10 aastat<\/option><\/select><\/span>\n\t\t\t<\/p>\n\t\t<\/div><!-- \/.col-md-6 -->\n\t\t<div class=\"col-md-12\">\n\t\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"graafik\"><span class=\"wpcf7-form-control wpcf7-radio\"><span class=\"wpcf7-list-item first\"><label><input type=\"radio\" name=\"graafik\" value=\"Bullet-graafik - tasutakse igakuiselt ainult intressi ning p\u00f5hiosa tagastatakse laenuperioodi l\u00f5pus\" \/><span class=\"wpcf7-list-item-label\">Bullet-graafik &#8211; tasutakse igakuiselt ainult intressi ning p\u00f5hiosa tagastatakse laenuperioodi l\u00f5pus<\/span><\/label><\/span><span class=\"wpcf7-list-item last\"><label><input type=\"radio\" name=\"graafik\" value=\"Annuiteetgraafik - tasutakse igakuiselt makset, mis sisaldab p\u00f5hiosa ja intressi\" \/><span class=\"wpcf7-list-item-label\">Annuiteetgraafik &#8211; tasutakse igakuiselt makset, mis sisaldab p\u00f5hiosa ja intressi<\/span><\/label><\/span><\/span><\/span>\n\t\t\t<\/p>\n\t\t<\/div><!-- \/.col-md-6 -->\n\t\t<div class=\"col-md-12\">\n\t\t\t<p><label>Lisa dokumendid (hindamisakt, fotod. Faili t\u00fc\u00fcp: asice, pdf, doc, png, jpg)<\/label>\n\t\t\t<\/p>\n\t\t\t<p><div id=\"mfcf7_zl_multifilecontainer\"><span class=\"mfcf7-zl-multiline-sample\" style=\"display:none\"><p class=\"wpcf7-form-control-wrap multilinefile-360\"><input size=\"40\" class=\"wpcf7-form-control wpcf7-multilinefile\" multiple=\"multiple\" value=\"Lae \u00fcles failid\" aria-invalid=\"false\" type=\"file\" name=\"multilinefile-360[]\" \/> <span class=\"mfcf7-zl-multifile-name\"><\/span><a href=\"javascript:void(0);\" class=\"mfcf7_zl_delete_file\"><span class=\"delete-file\" aria-hidden=\"true\">&#x274C;<\/span><\/a><\/p><\/span><\/div><span class=\"wpcf7-form-control-wrap zl-form-control-wrap multilinefile-360\"><input size=\"40\" class=\"wpcf7-form-control wpcf7-multilinefile\" multiple=\"multiple\" value=\"Lae \u00fcles failid\" aria-invalid=\"false\" type=\"file\" name=\"multilinefile-360[]\" \/> <span class=\"mfcf7-zl-multifile-name\"><\/span><a href=\"javascript:void(0);\" class=\"mfcf7_zl_delete_file\"><span class=\"delete-file\" aria-hidden=\"true\">&#x274C;<\/span><\/a><\/span><p><label><span class=\"wpcf7-form-control-wrap\" data-name=\"multilinefile-360-zl-mfcf7-upld-btn\"><input type=\"button\" name=\"multilinefile-360-zl-mfcf7-upld-btn\" class=\"button button-primary qbutton\" id=\"mfcf7_zl_add_file\" value=\"Lae \u00fcles failid\"><\/span><\/label><\/p>\n\t\t\t<\/p>\n\t\t<\/div><!-- \/.col-md-6 -->\n\t\t<div class=\"col-md-12\">\n\t\t\t<p><label>Tagatise andmed ja lisainfo*<\/label><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"Lisa\"><textarea cols=\"40\" rows=\"10\" maxlength=\"2000\" class=\"wpcf7-form-control wpcf7-textarea\" aria-invalid=\"false\" name=\"Lisa\"><\/textarea><\/span>\n\t\t\t<\/p>\n\t\t<\/div><!-- \/.col-md-6 -->\n\t\t<div class=\"col-md-12\">\n\t\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"accept-this-1\"><span class=\"wpcf7-form-control wpcf7-acceptance\"><span class=\"wpcf7-list-item\"><label><input type=\"checkbox\" name=\"accept-this-1\" value=\"1\" aria-invalid=\"false\" \/><span class=\"wpcf7-list-item-label\">Annan k\u00e4esolevaga Laenud.ee-le n\u00f5usoleku p\u00e4ringute tegemiseks Krediidiinfos jt andmebaasides ning  vajadusel andmete t\u00f6\u00f6tlemiseks teenusepakkuja koost\u00f6\u00f6partneritele.*\n\n<p class=\"padding-sides\">Laenud.ee t\u00f6\u00f6tleb kliendiandmeid, sealhulgas avaldab neid volitatud t\u00f6\u00f6tlejatele ja kolmandatele isikutele ainult sellises ulatuses, mis on vajalik personaalse pakkumise tegemiseks ning edasise laenulepingu s\u00f5lmimiseks ja t\u00e4itmiseks.*<\/p><\/span><\/label><\/span><\/span><\/span>\n\t\t\t<\/p>\n\t\t<\/div><!-- \/.col-md-6 -->\n\t<\/div>\n\t<div class=\"centered\">\n\t\t<p><input class=\"wpcf7-form-control wpcf7-submit has-spinner thm-btn\" type=\"submit\" value=\"Saada\" \/>\n\t\t<\/p>\n\t<\/div>\n<\/div><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n<\/p><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-0b16d29 pylon-column-stretched-none elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0b16d29\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-80b0988\" data-id=\"80b0988\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c61a2b2 elementor-widget elementor-widget-spacer\" data-id=\"c61a2b2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-23d71580 pylon-column-stretched-none elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"23d71580\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-45b54ce7\" data-id=\"45b54ce7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-17906aeb elementor-widget elementor-widget-pylon_title\" data-id=\"17906aeb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pylon_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div class=\"pylon-title\">\r\n            <div class=\"block-title\">\r\n                <p class=\"small-title\">KKK<\/p>\r\n            <h2 class=\"title-block\">Korduma kippuvad k\u00fcsimused<\/h2>\r\n                        <\/div>\r\n                                <\/div>\r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-72555a6e pylon-column-stretched-none elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"72555a6e\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3dbd10e5\" data-id=\"3dbd10e5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d6342ad elementor-widget elementor-widget-accordion\" data-id=\"d6342ad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-2241\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-2241\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Kas tagatiseks sobib ka juba h\u00fcpoteegiga koormatud kinnisvara?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-2241\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-2241\"><p>Jah, kuid eeldusel, et olemasolevate h\u00fcpoteekide summa ja vara v\u00e4\u00e4rtuse vahel on piisav ruum uue laenu v\u00f5tmiseks.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-2242\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-2242\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Millised on kulud, mis kaasnevad kinnisvaralaenu v\u00f5tmisel?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-2242\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-2242\"><p>Kliendile kaasnevad kulud on notaritasu, riigil\u00f5iv ning vara kindlustamine. V\u00f5imalus tasuda h\u00fcpoteegi seadmisega seotud kulud (notaritasu ja riigil\u00f5iv) laenusummast.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-2243\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-2243\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Kas laenutaotleja peab olema juhatuse liige?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-2243\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-2243\"><p>Isik, kes taotleb laenu ei pea olema juhatuse liige, kuid kui kliendiga j\u00f5utakse laenulepingu s\u00f5lmimiseni, peab juhatuse liige selle allkirjastama.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-2244\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-2244\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Mida teha, kui laenu tagasimaksetega tekib raskusi?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-2244\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-2244\"><p>Juhul, kui tagasimaksetega tekib raskusi, tuleb meid sellest esimesel v\u00f5imalusel teavitada, et saaksime koos leida sobiva lahenduse. Vajadusel saab minna \u00fcle annuiteet-graafikult bullet-graafikule v\u00f5i saada maksepuhkust.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-2245\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-2245\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Kas kehtivate makseh\u00e4irete puhul saab laenu v\u00f5tta?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-2245\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-2245\"><p>Olenevalt makseh\u00e4irete suurusest ei pruugi need olla takistuseks, kuna laen on tagatud varaga. T\u00e4psemalt saame vastata peale taotluse l\u00e4bi vaatamist.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Kinnisvaralaen ettev\u00f5ttele Laenusumma 10 000 &#8211; 250 000 \u20ac Kuni 80% tagatise v\u00e4\u00e4rtusest Intress alates 1.2% kuus Lepingutasu alates 1% laenusummast Laenuperiood 1 [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-6911","page","type-page","status-publish","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/laenud.ee\/en\/wp-json\/wp\/v2\/pages\/6911","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/laenud.ee\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/laenud.ee\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/laenud.ee\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/laenud.ee\/en\/wp-json\/wp\/v2\/comments?post=6911"}],"version-history":[{"count":17,"href":"https:\/\/laenud.ee\/en\/wp-json\/wp\/v2\/pages\/6911\/revisions"}],"predecessor-version":[{"id":11502,"href":"https:\/\/laenud.ee\/en\/wp-json\/wp\/v2\/pages\/6911\/revisions\/11502"}],"wp:attachment":[{"href":"https:\/\/laenud.ee\/en\/wp-json\/wp\/v2\/media?parent=6911"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}