Vehicle loan for a private individual
- Loan amount 5,000 – 50,000 €
- Up to 75% of the collateral value
- Interest from 2% per month
- Loan period 1 – 24 months
- Response within 1 business day
With an annuity schedule, a monthly payment is made that includes both principal and interest.
With a bullet schedule, only interest is paid monthly, and the principal is repaid at the end of the loan term.
The calculation is approximate and may differ from the terms offered to you.
To receive a personalized offer, please submit a loan application.
The calculation is approximate and may differ from the terms offered to you.
To receive a personalized offer, please submit a loan application.Start here
Pawn loan secured by a vehicle
Suitable collateral includes a passenger car, motorcycle, ATV, watercraft, snowmobile, and utility vehicle.
The client submits a loan application and provides the collateral details. After reviewing it, a meeting is arranged and the collateral is evaluated. We then present the loan terms. If the terms are suitable, we send the agreement to the client for signing, after which the collateral is established.
Flexible repayment with a bullet schedule opt.
For loans up to €10,000, the client may also repay the principal in a freely chosen amount on the interest payment date specified in the agreement.
Loan extension according to the client’s needs (free of charge)
We finance as large a portion of the collateral value as possible
Option to establish a credit line
The loan can be disbursed in multiple installments at different times.
Free vehicle valuation
For larger transaction volumes or special requests, please
contact us
.
Four simple steps
1
The client submits an application
2
We review the application, assess the collateral, and present the terms
3
The agreement is signed and the collateral is established
4
We transfer the loan amount to the client
Submit an application
FAQ
Frequently asked questions
Does the vehicle remain in the client’s possession?
For private clients, the vehicle does not remain in the client’s possession. The vehicle is stored in a secured parking facility.
What costs are associated with taking out a vehicle loan?
The one-time costs for the client include a vehicle condition assessment and processing fees. Since the vehicle remains in the possession of Laenud.ee, a monthly parking/storage fee also applies.
What should you do if you experience difficulties with loan repayments?
If you experience difficulties with repayments, you should inform us as soon as possible so that we can find a suitable solution together. If necessary, it is possible to switch from an annuity schedule to a bullet schedule or arrange a payment holiday.
Is it possible to obtain a loan if there are existing payment defaults?
Depending on the size of the payment defaults, they may not be an obstacle, as the loan is secured by collateral. A more precise answer can be given after reviewing the application.
