Guaranteed loan for a company
- Loan amount 2000 – 10,000 €
- Interest from 2.5% per month
- Loan period 1 month – 5 years
- Response within 1 business day
With a bullet schedule, only interest is paid monthly, and the principal is repaid at the end of the loan term.
With an annuity schedule, a monthly payment is made that includes both principal and interest.
The calculation is approximate and may differ from the terms offered to you.
To receive a personalized offer, please submit a loan application.The calculation is approximate and may differ from the terms offered to you.
To receive a personalized offer, please submit a loan application.Start here
A loan based on a guarantee is convenient and easy
The client submits a loan application. After reviewing it, we present the loan terms. If the terms are suitable, we send the agreement to the client and/or the guarantor for signing. After that, we transfer the loan amount to the client.
Flexible repayment with a bullet schedule opt.
For loans up to €10,000, the client may also repay the principal in a freely chosen amount on the interest payment date specified in the agreement.
Loan extension according to the client’s needs (free of charge)
We finance as large a portion of the collateral value as possible
Option to establish a credit line
The loan can be disbursed in multiple installments at different times.
We do not require excessive documentation — obtaining a loan is simple and fast.
For larger transaction volumes or special requests, please
contact us
.
Four simple steps
1
The client submits an application
2
We review the application and present the terms
3
The contract is being signed.
4
We transfer the loan amount to the client
Submit an application
FAQ
Frequently asked questions
Is collateral required to obtain a guaranteed loan?
Collateral is not required for a guaranteed loan. The loan can be obtained with at least one guarantor. Depending on the creditworthiness of the company and the first guarantor, a second guarantor may also be required.
What requirements must the company and the guarantors meet?
The company and the guarantors must not have any active payment defaults.
Is more than one guarantor required?
Depending on the creditworthiness of the company and the first guarantor, a second guarantor may also be required.
Must the loan applicant be a member of the management board?
The person applying for the loan does not have to be a member of the management board; however, if a loan agreement is concluded, it must be signed by a member of the management board.
What should you do if you experience difficulties with loan repayments?
If you experience difficulties with repayments, you should inform us as soon as possible so that we can find a suitable solution together. If necessary, it is possible to switch from an annuity schedule to a bullet schedule or arrange a payment holiday.
Is it possible to obtain a loan if there are existing payment defaults?
It is not possible to apply for a guaranteed loan if there are active payment defaults.
