Loan secured by a watch
Loan amount 3,000 – 50,000 €
Up to 60% of the collateral value
Interest from 2% per month
Loan period 1 – 12 months
Watches valued at €5,000 or more as collateral
Response within 1 business day
With a bullet schedule, only interest is paid monthly, and the principal is repaid at the end of the loan term.
With an annuity schedule, a monthly payment is made that includes both principal and interest.
The calculation is approximate and may differ from the terms offered to you.
To receive a personalized offer, please submit a loan application.
The calculation is approximate and may differ from the terms offered to you.
To receive a personalized offer, please submit a loan application.Start here
Pawn loan secured by a watch
Suitable collateral includes both men’s and women’s wristwatches from recognized brands such as Patek Philippe, Audemars Piguet, Vacheron Constantin, Cartier, Rolex, Hublot, etc.
The client submits a loan application, providing the collateral details and photos. After reviewing the application, a preliminary valuation of the collateral is carried out and a loan offer is presented to the client. If the terms are suitable, the client hands over the pledged item. A final inspection is then conducted and the collateral value is confirmed, after which the loan agreement is concluded and the loan amount is transferred.
Flexible repayment with a bullet schedule opt.
For loans up to €10,000, the client may also repay the principal in a freely chosen amount on the interest payment date specified in the agreement.
Loan extension according to the client’s needs (free of charge)
We finance as large a portion of the collateral value as possible
Option to establish a credit line
The loan can be disbursed in multiple installments at different times.
We do not require excessive documentation — obtaining a loan is simple and fast.
For larger transaction volumes or special requests, please
contact us
.
Four simple steps
1
The client fills out a loan application and submits preliminary information and photos of the watch offered as collateral.
2
We review the information sent and make a personalized loan offer to the client.
3
The customer then hands over the pledged item. We check the condition of the watch and confirm its value.
4
We sign a contract and transfer the loan amount to the client's bank account.
Submit an application
FAQ
Frequently asked questions
Is it possible to obtain a loan if I do not have the watch purchase invoice and certificate?
The absence of documents does not exclude the watch from being accepted as loan collateral.
What if I’m not sure whether my wristwatch is suitable as collateral?
We recommend submitting an application along with the watch details and photos. We will review the brand and condition of the item and determine whether it is suitable as loan collateral.
Where and how is my wristwatch stored?
Your wristwatch is stored in a secure and insured facility throughout the loan period. We follow high security standards to ensure the item is fully protected and safe.
Is my watch opened during the collateral inspection?
If there is reason to suspect that the item may not be an original product, the watch may need to be opened for final verification. In such cases, the client is contacted in advance and the opening is agreed upon. The watch is opened by a highly qualified expert.
