Real estate loan for a company
- Loan amount 10,000 – 250,000 €
- Up to 80% of the collateral value
- Interest from 1.2% per month
- Contract fee from 1% of the loan amount
- Loan period 1 month – 10 years
- Response within 1 business day
The calculation is approximate and may differ from the terms offered to you.
To receive a personalized offer, please submit a loan application.The calculation is approximate and may differ from the terms offered to you.
To receive a personalized offer, please submit a loan application.With a bullet schedule, only interest is paid monthly, and the principal is repaid at the end of the loan term.
With an annuity schedule, a monthly payment is made that includes both principal and interest.
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Loan secured by real estate - mortgage loan
Suitable collateral includes apartments, private houses, summer houses, plots, agricultural land, and other real estate across Estonia.
The client submits a loan application and provides the collateral details. After reviewing the application and evaluating the collateral, we present the loan terms. If the terms are suitable, we send the agreement to the client for signing, after which a mortgage is established on the property. There is no need to visit a notary — the transaction can also be completed remotely.
Loan extension according to the client’s needs (free of charge)
We finance as large a portion of the collateral value as possible
Option to establish a credit line
The loan can be disbursed in multiple installments at different times.
We do not require excessive documentation — obtaining a loan is simple and fast.
For larger transaction volumes or special requests, please
contact us
.
Four simple steps
1
The client submits an application
2
We review the application, assess the property, and present the terms
3
The agreement is signed and a mortgage is established
4
We transfer the loan amount to the client
Submit an application
FAQ
Frequently asked questions
Is property that already has an existing mortgage also acceptable as collateral?
Yes, provided that there is sufficient margin between the total of existing mortgages and the property’s value to take on a new loan.
What costs are associated with taking out a real estate loan?
The costs for the client include notary fees, a state fee, and property insurance. There is also an option to cover the costs related to establishing the mortgage (notary fee and state fee) from the loan amount.
Must the loan applicant be a member of the management board?
The person applying for the loan does not have to be a member of the management board; however, if a loan agreement is concluded, it must be signed by a member of the management board.
What should you do if you experience difficulties with loan repayments?
If you experience difficulties with repayments, you should inform us as soon as possible so that we can find a suitable solution together. If necessary, it is possible to switch from an annuity schedule to a bullet schedule or arrange a payment holiday.
Is it possible to obtain a loan if there are existing payment defaults?
Depending on the size of the payment defaults, they may not be an obstacle, as the loan is secured by collateral. A more precise answer can be given after reviewing the application.
